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PRIVACY POLICY

PayBTL is operated by Blockverse Innovations LLP. We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use the PayBTL mobile application and website.

1. Information We Collect We may collect the following information: Full Name Mobile Number Email Address (if provided) Recharge and BBPS transaction details Device information required for security and app performance.

2. How We Use Your Information We use your information to: Provide mobile recharge and BBPS bill payment services Process and verify transactions Improve app performance and user experience Provide customer support Comply with applicable laws and regulatory requirements.

3. Permissions PayBTL only requests permissions necessary for the proper functioning of the application. We do not request unnecessary permissions or collect personal information beyond what is required to provide our services.

4. Data Security We use appropriate technical and organizational security measures to protect your personal information from unauthorized access, misuse, alteration, or disclosure.

5. Sharing of Information We do not sell, rent, or trade your personal information. Information may be shared only with: Payment processing and BBPS service partners Technology service providers supporting our platform Government or regulatory authorities when legally required.

6. Third-Party Services PayBTL may use trusted third-party services to facilitate payments, analytics, or technical support. These providers have their own privacy policies.

7. Data Retention We retain your information only for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements.

8. Children's Privacy PayBTL is intended for users who are at least 18 years of age. We do not knowingly collect personal information from children.

9. Changes to This Privacy Policy We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. 10. Contact Us Blockverse Innovations LLP.

Website: https://www.paybtl.co.in⁠� Email: BLOCKVERSE31@GMAIL.COM